Re: Name:
             Social Security No:               Date of Birth:
             Current Employer:
      Signature:

      Spouse Name:
             Social Security No:               Date of Birth:
             Current Employer:

      Signature:

      Telephone Number: 
      Current and Previous addresses within last 5 years:


Credit Bureau:

In accordance with the Fair Credit Reporting Act and protection of my
credit information, I request that you do the following immediately:

1. Provide me with my current credit report. (Enclosed is $_____.)


2. Please add the following consumer alert to my credit file: "

   Do not issue credit without calling me first at 
   this phone number _______."


3. Remove my name from any and all marketing mailing lists and
   promotions. Do not send me any pre-approved credit card offers.

4. Do not change my mailing address or phone number without 
   verification from me in writing.


    My current address is:
    My former address is:
    My current phone number at my office is:
    My current phone number at my home is:

    Enclosed is a current utility bill to confirm.
    
5. Do not provide my credit report to anyone without my prior 
   permission by phone, fax, or in writing. (if by phone please 
   provide me whatever information is necessary to set up a 
   secret password that I may use for such communication)




If I do not hear from you otherwise in writing within ten (10) 
business days of receipt of this letter, I will assume that you 
unconditionally agree to all of the above.

Thank you for your prompt attention to this matter.


Yours truly,